starzijproperties

Designated Mt. Laurel Judges

Designated OPRA Judges
Family Presiding Judges
Judges' Biographies
Judges' Chambers
Municipal Presiding Judges
Probate Part Judges
Special Civil Part Supervising Judges
Tax Court Judges Directory

- Civil Division Manager Conference Contact List Division Manager Conference Contact List
Family Division Manager Conference Contact List
Finance Division Manager Conference Contact List
Human Resources Division Manager Conference Contact List
Municipal Division Manager Conference Contact List
Operations Division Managers Contact List
Probation Division Manager Contact List

- Access and Fairness Committee
Diversity, Inclusion, & Community Engagement
Equal Justice Action Plans

- Find a Case - Civil and Foreclosure Public Access
Judgment Lien Public Access
Tax Case Public Access

- Become a Law Clerk
Benefits
ADA Accommodations
EEO/AA - Fair Treatment Contact Information by Vicinage

- Top News
Supreme Court Correspondence
Notable Cases

- NJ Judiciary/Dept of Justice Memorandum of Agreement
Ombudsman Office
Public Bidding Opportunities
Publications, Reports, and Statistics
Student Resources
Tell Us How We're Doing
Upcoming Events - Virtual Museum
Atlantic
Bergen
Burlington
Camden
Cape May
Cumberland
Essex
Gloucester
Hudson
Hunterdon
Mercer
Middlesex
Monmouth
Morris
Ocean
Passaic
Salem
Somerset
Sussex
Union
Warren

Foreclosure In New Jersey

1. Home

Courts
Superior Court Clerk's Office
Foreclosure In New Jersey

Superior Court Clerk's Office

- Copies of Court Records

Data Reports for Sale
Electronic Access to Court Records
Foreclosure
Pre-foreclosure

If you're representing yourself in a foreclosure case, visit our self-help area.

The Office of Foreclosure

The foreclosure process is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us a system in the Superior Court Clerk's Office.

The office manages seven kinds of foreclosures:

1. Residential mortgage

Multi-family/commercial mortgage
In personam tax certificate
Municipal in rapid eye movement tax certificate
Condominium lien
Strict foreclosure
Fair Foreclosure Act optional treatments.

Foreclosure Actions and Foreclosure Processing Services

Foreclosure actions are submitted in the Superior Court. Pleadings are submitted with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.

The Foreclosure Processing Services group dockets pleadings (e.g., problems, responses and demands for default) in foreclosure cases. The team performs basic foreclosure case management functions. When a case is objected to, the group transfers to it General Equity Judges in the vicinages for personality.

You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for details on the following:

- General Questions and Status Requests

Complaints
Answers
Ask for Default

All correspondence (filings) should be directed to:

Regular Mail

Messenger Service

Foreclosure Forms

The following kinds might be needed in foreclosure cases. See foreclosure mediation (listed below) for mediation kinds. Self-represented litigants can access our Self-Help page for types to submit.

Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table

Filing Fee Schedule

Checks or cash orders ought to be made payable to Treasurer - State of New Jersey. Attorneys may use their Judiciary Collateral Account to pay any charges. Cash is not accepted.

Fee Waiver Request:

Submit the Filing Fee Waiver Request Form to request a charge exemption. You need to satisfy financial requirements for eligibility. This kind needs to accompany your document( s). The type and the files ought to be submitted to the General Equity Judge in the county where residential or commercial property lies. The judge will review the fee waiver demand. Once the judge determines eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the cost waiver demand, you will be notified to send the charge before the files can be submitted.

Copy Requests:

For information on getting copies of files or documents call Customer Service at 609-421-6100. Ask for records must be in composing. Refer to Copies of Court Records for more details on submitting a demand.

Foreclosure Mediations & Mediation Services

Free foreclosure mediation is offered to try to save your home. Mediation is a process where a neutral third-party hears your case. The conciliator does not decide on the case but guides both parties to an acceptable result on their terms. Lenders can still pursue foreclosure actions during the mediation procedure. It is vital to begin asking for mediation as soon as possible following a notice of foreclosure.

The primary step at the same time is to apply for mediation services. Attorneys or self-represented litigants can finish the filing for mediation form. Eligibility requirements pursuant to Rule 4:64 -1 B must be fulfilled. The demand also needs the foreclosure mediation checklist. Use the foreclosure mediation monetary worksheet to show financial eligibility.

If a sheriff's sale is set up, there are 2 statutory stays that can be asked for.

Understand rip-offs. Companies that guarantee to help you get a loan adjustment, or notifications to rescue your home from foreclosure, are popping up all over NJ. You require to protect yourself and your home from scam companies that have no regard for you and your home.

You require to thoroughly inspect the company's credentials, reputation, and experience. Look out for caution signs of a fraud. Companies may wrongly claim to be associated with a not-for-profit or federal government entity, or endorsed by federal government authorities. You must maintain individual contact with your lending institution and mortgage servicer. Your mortgage loan provider can assist you find genuine choices to prevent foreclosure. You must use the complimentary HUD/NJHMFA-certified housing counselor. More details consisting of suggestions to avoid foreclosure frauds are outlined in the Public Announcement released by the Federal Reserve.

Notices to the Bar

Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order

Foreclosure for Renters

Residential occupants in a residential or commercial property dealing with foreclosure might be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate property renters have rights to remain on the residential or commercial property regardless of a foreclosure.

Frequently, since loan providers do not know occupants' names, the foreclosure grievance will call "John Doe, Tenants No. 1 to 10." If a lending institution is unaware that the residential or commercial property is rented, a renter might initially be informed about the foreclosure when the lending institution has a writ of ownership. See the notice to domestic tenants of rights during a foreclosure.
redflagdeals.com
Additional Resources for Foreclosure Help

Legal Services of New Jersey can supply resources and legal help for certified litigants. The NJ Dept.